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BASIC LIFE AND AD&D

What is Basic Life Insurance?

A financial and family protection plan paid for by City Schools of Decatur which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured.​​

What is Accidental Death & Dismemberment Insurance?

AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump-sum payment if an insured becomes dismembered in an accident.​​

Plan Rules:

  • Eligibility: Eligible full-time employees (as described within the Eligibility section of this guide)

  • Coverage through OneAmerica

  • Must be actively at work on the effective date of coverage

  • City Schools of Decatur provides this benefit at no cost to you. Please remember to designate your beneficiaries

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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OneAmerica Website: CLICK HERE

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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The City Schools of Decatur Benefits Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).

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