DISABILITY

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

Eligibility: All full-time employees working 50% of full-time hours based on job category (minimum of 15 hours/week)
Coverage through OneAmerica
Employee must be actively at work on the effective date
No Health Questions - Every Year!
Employees can stop their sick leave at the end of the elimination period or continue to use both sick leave and their disability. Decision must be made at the beginning of leave